Payments

Take carrier payments and run activations in-store.

Approved CTW dealers get set up on a payment & activation portal — a third-party platform for taking carrier payments, top-ups, bill pay, and activations. It turns repeat visits into foot traffic for your store.

How it works

A third-party portal, set up with CTW's help.

The portal is operated by a third-party processor — CTW helps approved dealers get onboarded and running. Setup requires a credit check; based on the result you get either a credit limit or, most commonly, a wallet account funded by an upfront deposit.

ePay

A third-party processor for prepaid top-ups, bill pay, and carrier payments across a wide range of providers.

VitaPay

Another third-party processor for top-ups, payments, and activations — widening what your store can accept.

Why it matters

Payments bring customers back.

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Top-ups & refills

Customers return every month to top up — recurring foot traffic you can upsell.

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Bill pay

Take utility and carrier bill payments in-store to become a neighborhood destination.

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Activations

Run carrier activations from the same portal you take payments in.

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CTW helps you start

We guide you through onboarding with the processor and getting your store live.

Get access

How to get set up on the portal.

1

Become a dealer

Apply free — it takes about 5 minutes.

2

Onboarding & credit check

We help you onboard with the processor. Setup includes a credit check.

3

Wallet or credit

Most dealers start on a wallet account (upfront deposit); credit terms may come later.

4

Start taking payments

Offer top-ups, bill pay, and activations from your store.

Portal transactions are final and disputes are handled by the carrier. Dealers are liable for all balances owed. See the Terms & Conditions for the full portal terms.

Add payments and margin to your store.

No franchise fees. No monthly minimums.

Become a CTW Dealer